How to Apply for Ayushman Bharat Card in 2025
Published on July 08, 2025

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship scheme providing health coverage to vulnerable families. Getting the Ayushman card is key to availing these benefits. This guide explains the process. For any help, Kaagaz Mitra is here to simplify it for you.
Understanding the Scheme
PM-JAY provides a health cover of up to ₹5 lakhs per family per year for secondary and tertiary care hospitalization. The scheme aims to cover over 10 crore poor and vulnerable families based on the Socio-Economic Caste Census 2011 (SECC 2011) data.
Step-by-Step Application Process
Step 1: Check Your Eligibility
Before applying, you must check if your family is included in the PM-JAY beneficiary list. You can do this by visiting the official PM-JAY website and checking with your mobile number, Ration Card number, or SECC name.
Step 2: Visit a Common Service Centre (CSC) or Empanelled Hospital
Unlike some other documents, the Ayushman card application requires you to visit an authorized center. You can go to your nearest CSC or a hospital that is part of the PM-JAY scheme.
Step 3: e-KYC and Document Verification
At the center, a "Pradhan Mantri Arogya Mitra" will help you. You will need to provide your Aadhaar card and Ration Card for e-KYC verification. Your biometric details (fingerprints) will be captured to verify your identity.
Step 4: Get Your Ayushman Card
Once your identity is verified and your eligibility is confirmed, the Arogya Mitra will process your application. You will receive a printed Ayushman Bharat card, usually for a nominal fee of around ₹30.
Need Help Finding a Centre?
Finding the right center and ensuring you have the correct documents can be a challenge. Let Kaagaz Mitra assist you. Contact your Digital Saathi today!
Frequently Asked Questions (FAQs)
Is the Ayushman card completely free?
The health coverage under the scheme is free. However, you may have to pay a nominal fee of up to ₹30 to get the physical card printed at a CSC or empanelled hospital.
Who is eligible for the Ayushman Bharat scheme?
Eligibility is based on the deprivation and occupational criteria of the Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas, respectively. You can check your eligibility on the official PM-JAY portal.
Can I apply for the card online by myself?
No, you cannot complete the final application online by yourself. You must visit an authorized center for biometric verification (e-KYC) to get the card issued.